Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Lynn Owenby on Apr-11-2026
“Lynn did a great job navigating the many steps involved in underwriting and approval. He was in contact with all the parties and the closing attorney to get our loan accomplished.”

John Ralph

Reviewed for Eduardo Buller on Apr-11-2026
“Eduardo was extremely communicative, friendly, knowledgeable and reliable!”

Leslie

Reviewed for Samuel Corona Jr. on Apr-09-2026
“Sam was OUTSTANDING! I was going thru a very difficult time in my life with a divorce. I needed to refinance my home to payoff my soon to be exspouse. Sam got me thru the process and was there 24-7 to answer any questions or provide guidance. Sam came highly reccomended and he lived up to all the great things that I have heard about him. Sam and the Allied team (Ryan) were true profecssionals. They were kind, understanding and patient during an extremely difficult period in my life. I would reccomend him without reservations. I will be refinancing my beach house and Sam will be doing this refinancing action also. KUDOS Sam for a job well done! THANKS!”

Daniel J

Reviewed for Dan Lapic on Apr-09-2026
“made it easy to understand”

John E

Reviewed for Sumit Rajpal on Apr-09-2026
“Great expression”

Mandip

Reviewed for Dan Lapic on Apr-08-2026
“Constant communication and Dan's level of calmness and professionalism throughout made the process easier”

Emily

Reviewed for Dan Lapic on Apr-08-2026
“Constant communication and updates, very patient and always communicating exactly what type of information we needed”

Darren

Reviewed for Paul Terruso on Apr-08-2026
“Paul N. Terruso travelled more than the extra mile with my family and me on our refinance journey, exhibiting seamless integration and flawless execution of Allied Mortgage Group's services. From the introductory telephone call, Paul provided wise counsel, attention to detail, and, especially, open, frequent, and empathetic communication. We may have spoken on the phone or texted each other some 50 to 100 times over about a 3-week interval from the introductory call through closing! With most of our debts soon to be paid, my family and I are on surer footing, embarking on a new pathway of financial stability and planning. I honestly couldn't be more gratified concerning the experience of working with Paul, and I would recommend him to friends and family without hesitation. Thank you, Paul N. Terruso, and thank you, Allied Mortgage Group!!”

Stephen W

Reviewed for Thomas Ippolite, Jr. on Apr-07-2026
“Thank you so much to Tom for going above and beyond for all his hard work, professionalism, kindness and patience. I don't know what I would have done without him. Thank to the entire Ally team. Also thamk you to Dan from Freedom Abstract for his help and professionalism. I can't say enough grear thing about the team. KUDOS to all. Mary DeFoney”

Mary S

Reviewed for David Knaus on Apr-07-2026
“David Knaus and his team at Allied Mortgage Group made something so intimidating and challenging into a process that was easy, understandable, and such a great experience. I felt like it was not only home buying process but a teaching moment and not one time did we feel pressured or pushed which my wife and I are grateful for. We will definitely recommend Allied Mortgage Group to anyone starting this process.”

Quinton