Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Sumit Rajpal on Jun-11-2026
“Time bounded service with smile”

Manmohan

Reviewed for Megan Carr on Jun-10-2026
“Megan went out of her way every time I needed something, Her communication skills are phenomenal and Megan really knows what she's talking about, She does a great job at what she does and it was a great experience with her around ! Thank you Megan and your team for all the help!”

Adam Curtis

Reviewed for Janet Angelo on Jun-08-2026
“Janet is the best. She was always in communication with me and went above and beyond to make this experience seamleass and stress free. She helped me find an excellent rate on homeowners insurance, which was one less thing that I had to do! I really liked that she called me on the phone to explain the loan process throughly, making sure that I was well informed every step of the way rather than communiaing soley through email and text. The day of closing I really felt like I had family representing me. She went through all the paperwork with me and explained each page I signed. She has a dynamic personality and is extremely knowledgable.”

Lisa

Reviewed for Thomas Ippolite, Jr. on Jun-08-2026
“Easy process from beginning to end.”

Robert D

Reviewed for Scott Brooks on Jun-07-2026
“Everyone I worked with was accommodating friendly and pleasant. I could tell they had a smile on their face when they spoke with me. Both Scott and our processor, Melissa, went out of their way to make this happen for us. This is a dream come true for my husband and I. We were able to purchase a house right next door to our daughter. We have worked with Scott before and would definitely not hesitate to recommend him to friends, family, or anyone looking to apply for mortgage.”

Mark

Reviewed for Eduardo Buller on Jun-06-2026
“Fueron muy profesionales, atentos y eficientes en cada paso del proceso. Siempre respondieron mis dudas con rapidez y trabajaron de manera organizada para que todo saliera bien. Estoy muy agradecido por su apoyo y los recomiendo ampliamente.”

Yandy

Reviewed for Shawn Cohen on Jun-06-2026
“Great the obe on one”

Todd

Reviewed for Dashmesh Singh on Jun-06-2026
“It was great working with dashmesh and his team , they made all the process go smoothly”

Rajinder

Reviewed for Joseph McCann on Jun-05-2026
“Mr McCann was great regarding any and all communication necessary throughout the mortgage process. He worked efficiently to get the job done as quickly as possible yet made sure to ensure that all details were well explained and subsequently understood by all parties. I will make sure to leverage Mr. McCann for any future real estate transactions! Thank you!”

Michael R

Reviewed for Janet Angelo on Jun-05-2026
“Janet is extremely knowledgable an made my home buying process a breeze!”

David S